Terms of Service

Thank you for visiting our website and API. This website and API is owned and operated by Granular Code Pte. Ltd., UEN 202244865C. By accessing and/or using this website, API, and related services, you agree to these Terms and Conditions, which include our Privacy Policy (Terms). You should review our Privacy Policy and these Terms carefully and immediately cease using our website, API, and related services if you do not agree to these Terms.

In these Terms, 'us', 'we' and 'our' means the website http://swiftcodesapi.com and the API service created and maintained by Granular Code Pte. Ltd.


You must be a registered member to access our API and related services of our website. We require users to create an account so that we can better track who is accessing our API.

When you register and activate your account, you will provide us with personal information such as your name and email address, telephone number. You must ensure that this information is accurate and current. We will handle all personal information we collect in accordance with our Privacy Policy.

When you register and activate your account, we will provide you with a username and password. You are responsible for keeping this user name and password secure and are responsible for all use and activity carried out under this user name.

To create an account, you must be:

Collection Notice

We collect personal information about you in order to respond to your enquiries, process your registration, provide you with access to the API, and for purposes otherwise set out in our Privacy Policy.

We may disclose that information to third parties that help us deliver our services (including information technology suppliers, communication suppliers and our business partners) or as required by law. If you do not provide this information, we may not be able to provide all of our services to you.

Our Privacy Policy explains: (i) how we store and use, and how you may access and correct your personal information; (ii) how you can lodge a complaint regarding the handling of your personal information; and (iii) how we will handle any complaint. If you would like any further information about our privacy policies or practices, please contact us.

By providing your personal information to us, you consent to the collection, use, storage and disclosure of that information as described in the Privacy Policy and these Terms.

Accuracy, completeness and timeliness of information

The information on our website may not be comprehensive and is intended to provide a summary of the subject matter covered. While we use all reasonable attempts to ensure the accuracy and completeness of the information on our website and API service, to the extent permitted by law, we make no warranty regarding the information on this website. You should monitor any changes to the information contained on this website and API service.

We are not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with the use of this website, API, or related services. You must take your own precautions to ensure that whatever you select for your use from our website or API service is free from anything that may interfere with or damage the operations of your computer systems.

We may, from time to time and without notice, change or add to the website, API, and related services (including the Terms). However, we do not undertake to keep the website updated. We are not liable to you or anyone else if errors occur in the information on the website or if that information is not up-to-date.


We reserve the right to change our pricing structure, cancellation of orders, returns/exchanges. If the pricing increases or service conditions change we will make reasonable efforts to provide at least 30 days notice. The users retain the right to terminate their subscription at any time.

If our API has an extended outage for longer than 24 consecutive hours, or monthly uptime is less than 99.5%, you will be entitled, on application to us, to an equivalent length of service at no cost.

Linked sites

Our website may contain links to websites operated by third parties. Those links are provided for convenience and may not remain current or be maintained. Unless expressly stated otherwise, we do not endorse and are not responsible for the content on those linked websites and have no control over or rights in those linked websites.

Intellectual property rights

All SWIFT trademarks are owned by S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. SWIFT is protected as a trade name and registered trademark in many countries. Our use of the name or term “SWIFT” is descriptive of, and used fairly and in good faith, only to describe the intended purpose of our service in line with honest business practices.

Our website, API, and related services are not part of S.W.I.F.T. SC or the SWIFT group, and we do not constitute a S.W.I.F.T. SC representative office. We are not in partnership, joint venture, or in any other commercial connection with S.W.I.F.T. SC. Our website, API, and related services are not developed or supplied by S.W.I.F.T. SC, we are not under its sole or joint control. As a result, S.W.I.F.T SC is not responsible for the quality of our website, API, or related services.

Unless otherwise indicated above, we own or license from third parties all rights, title and interest (including copyright, designs, patents, trademarks and other intellectual property rights) in this website, API, related services, and in all of the material (including all text, graphics, logos, audio and software) made available on this website and API (Content).

We are only granting a licence to use our API and we are not assigning our rights to our API or the data over to you as the user. We retain the intellectual property in the API specification and the compilation of the data returned by the API.

Your use of this website, API, related services and use of and access to any Content does not grant or transfer any rights, title or interest to you in relation to this website, API, related services or the Content. When you create an account, become a member, and access our API, you will be granted a revocable licence to use our API and data.

Any reproduction or redistribution of this website, API, related services, or the Content is prohibited and may result in civil and criminal penalties. In addition, you must not copy the website, API, related services, or Content to any other server, location or support for publication, reproduction or distribution is expressly prohibited.

All other use, copying or reproduction of this website, API, related services, the Content or any part of it is prohibited, except to the extent permitted by law.

Commercial use

This website is for your personal or commercial use. However, you may not modify, copy, crawl/scrape/harvest, distribute, transmit, reproduce, publish, license, transfer, or resell any part of our website, API, Content, or related services.

Although our pricing structure allows for unlimited requests and unlimited keys to our API, we have the right, without notice, to revoke your access to the API or throttle your use of the API. If we, in our sole discretion, deem your use of the website, API, and related services are abusive, not fair-use, or violate any of these terms and conditions.

Unacceptable activity

We retain the right to terminate your access to our website, API, and related services. You must not do any act that we would deem to be inappropriate, unlawful or is prohibited by any laws applicable to our website, API, or related services, including but not limited to:

Warranties and disclaimers

To the maximum extent permitted by law, including the Singapore Consumer Protection Act, we make no warranties or representations about this website or the Content, including but not limited to warranties or representations that they will be complete, accurate or up-to-date, that access will be uninterrupted or error-free or free from viruses, or that this website will be secure.

We reserve the right to restrict, suspend or terminate without notice your access to this website, any Content, or any feature of this website at any time without notice and we will not be responsible for any loss, cost, damage or liability that may arise as a result.


To the maximum extent permitted by law, including the Singapore Consumer Protection Act, in no event shall we be liable for any direct and indirect loss, damage or expense – irrespective of the manner in which it occurs – which may be suffered due to your use of our website and/or the information or materials contained on it, or as a result of the inaccessibility of this website and/or the fact that certain information or materials contained on it are incorrect, incomplete or not up-to-date.

Jurisdiction and governing law

Your use of the website and these Terms are governed by the law of Singapore and you submit to the non-exclusive jurisdiction of the courts exercising jurisdiction in Singapore.